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Different lenders use different formulas to work out how much you can borrow, but the biggest loan isn’t always the best idea. Being able to secure your ideal loan amount can seem like a battle of balances. Once you’ve worked out your budget, regular living expenses...

Every so often we publish an update on The Loan Broker "Spread of Lenders". We do this as, in addition to client feedback and reviews, it is a fool-proof and transparent marker on one of the elements of being a professional mortgage broker. So what are...

Even when someone has recommended a professional advisor it is still worth doing your own checks, and following your own instincts after you have spoken for the first time. But what to check: Are they 100% independent? Are they experienced? Are they successful themselves in the...

Fixed interest rates are often significantly less than variable, and a very tempting way to reduce monthly mortgage repayments and inject cash back into your household budget. There are a myriad of reasons for fixing your loan (or for staying variable), and the decision is...

  Refinancing your home loan to renovate a property is a significant decision that will hopefully improve your standard of living and also add substantial value to your property. But, refinancing isn’t as straightforward as you might expect. The type of renovation proposed goes a long way...